Primary-source data · Updated August 8, 2026

Canadian Financial Statistics

A focused set of current figures with source date, population definition and direct links to the issuing authority.

Net worth — 2023 Survey of Financial Security

National median net worth$519,700
Under 35 median$159,100
Ages 35–44 median$409,300
Ages 55–64 median$873,400

Scope: Economic families and persons not in an economic family; ten provinces; constant 2023 dollars.

Statistics Canada Table 1

Registered-plan limits — 2026

TFSA annual dollar limit$7,000
RRSP dollar limit$33,810
FHSA first-year participation room$8,000
FHSA lifetime limit$40,000

Scope: Dollar limits are not the same as each person’s available contribution or deduction room.

Canada Revenue Agency limits

Important definitions

Net worth is total assets minus total debts. Statistics Canada's family-level results are not individual targets, and the survey cautions that very-high-wealth families are not fully represented.

TFSA room depends on eligibility, unused room, prior withdrawals and current-year contributions. Calculate room with CRA guidance.

FHSA room begins when an eligible person opens their first FHSA. The $8,000 figure applies across all FHSAs, and the lifetime limit is $40,000. Review CRA FHSA rules.

Use the data

Net worth by age · Retirement planning context · TFSA calculator · RRSP calculator

BankDeMark provides educational information and deterministic calculators, not financial, tax or legal advice. Verify decisions with the relevant authority or a qualified professional.

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